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Can I Get A Medigap Plan While Under 65 In Idaho?

Getting Medigap coverage is one great way to lower your out-of-pocket health care costs while enrolled in a Medicare plan. Though, understanding that the usual way to qualify for Medicare is to reach age 65, what can people below this age do to get covered? 

Don’t worry. 

There is an option for people who are under age 65 and in need of Medigap and health care coverage. To learn what it is, keep reading. 

Qualifying For Medicare Under Age 65

If you are under age 65, you must have a diagnosed disability to qualify for Medicare. In many cases, there is a two-year waiting period before you can start receiving benefits. Though, there are some exceptions to this rule. For example, applicants with Amyotrophic Lateral Sclerosis can start receiving benefits just months after their diagnosis. Likewise, people with End-Stage Renal Disease can get benefits just a few months after starting dialysis. 

There are options for people under age 65. You just have to go through the proper steps. Working with an insurance agent can make this process much easier, so why not give Generations Insurance a call? 

Medigap Under 65 in Idaho 

If you are enrolled in Medicare, you may wish to supplement your health care coverage with a Medigap plan. Fortunately, a recent rule implemented by The Social Security Administration has required all Medigap insurers in Idaho to accept people below age 65 to their plans. Prior to this rule, people below this age could be rejected due to them not reaching the primary Medicare eligibility requirement. 

Get Helping Finding The Coverage You Need

Getting affordable coverage shouldn’t be a difficult process, even if you haven’t turned 65 yet. We know how to help residents of Elmore, Boise, Owyhee, Canyon, Ada, Gem, or Payette counties in Idaho find coverage that suits them. 

To get started with a free consultation, please give us a call today!