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Can Medicare Beneficiaries In Idaho Receive Financial Assistance?

If you live in Idaho, specifically Elmore, Boise, Owyhee, Canyon, Ada, Gem, or Payette counties, you may be wondering if it is possible to get financial assistance for Medicare. This could be necessary because you have trouble paying your Medicare premiums, or another reason, like your prescription drug expenses are overwhelming. 

Fortunately, you can get financial assistance in Idaho. Here’s how it works. 

Get Help With Health Care Costs In Idaho

If you are enrolled in Medicare, there are several financial assistance programs available. Idaho residents can leverage programs like Medicaid, Medicare Savings Program, and more to get access to the health care they need. These are some programs that help Idaho residents with financial assistance that can be used to pay for medical costs. 

Medicaid

Medicaid is a federal and state run health care program that provides coverage to millions of Americans. Through Medicaid, you can get financial assistance for Medicare coverage in Idaho. If you are found to be eligible for Medicaid, you can access essential benefits like comprehensive dental care. In Idaho, the Medicaid ABD program covers dental care fully for adults who qualify. Although, Idaho Medicaid doesn’t pay for routine vision care. 

If you live in Idaho, there is a limit to how much you can earn and still receive Medicaid support. The income limit as of 2021 is $836 a month for single people. For married people, the limit is $1,195. 

Medicare Savings Program

One program that helps Idaho Medicare beneficiaries pay for care is the Medicare Savings Program. This program pays for Medicare Part B premiums, Part A and B cost-sharing, and, in some cases, Part A premiums. These are the different categories that Medicare beneficiaries may fall into. Depending on the category you are in, you can get the following assistance from the Medicare Savings Program. 

  • Qualified Medicare Beneficiaries (QMB) – The income limit for this program is $1,063 per month for single people. Married people can only earn a maximum income of $1,437 to qualify for this program. Under this program, participants can have Part A and B cost-sharing, part B premiums, and Part A premiums covered. 
  • Specified Low-income Medicare Beneficiary (SLMB) – This program pays Part B premiums for people who make as much as $1,276 per month. For married people, the maximum income level is $1,724. 
  • Qualifying Individuals (QI) – This pays Part B premiums for single people who make up to $1,436 per month or married people who make up to $1,940 per month.  
  • Qualified Disabled Working Individuals (QDWI) – This will pay the Part A premiums owed by certain disabled individuals who have recently returned to work. The income limit is $2,126 for people who live alone. 

There are income limits for each of these programs. To learn more, please contact a Medicare specialist in Elmore, Boise, Owyhee, Canyon, Ada, Gem, or Payette county in Idaho. 

Learn More About Financial Assistance In Idaho

There are many options available for Idaho residents who can’t afford health care coverage on their own. To dive into them and learn what your options are, you should contact a Medicare agent. The licensed insurance professionals at Generations Insurance understand the complexities of Medicare, therefore they can help you find the assistance you need. 

Residents of Elmore, Boise, Owyhee, Canyon, Ada, Gem, or Payette counties in Idaho can get started with a free consultation by contacting us today!