The demand for health insurance programs has gradually increased. Insurance programs, whether public or private, help the patient bear the expenses that come with treatments and checkups.
Of course, each insurance program consists of different coverage, and getting one is always different.
If you’re wondering what the procedure of getting Medicare is and what it consists of, you’re in the right place.
Eligibility For Medicare
As Medicare is a federal insurance program, it means not everyone can get it. To attain Medicare, one must be 65 years old or even older. Other than this, if you’re wondering if you can get Medicare at a younger age, well, the answer is yes, but the patient must have end-stage renal disease and must be 18 or above. Other than this, you must be a United States citizen or have permanent legal residency for at least five years. You could get Medicare benefits if your spouse has worked as a government employee and has paid Medicare payroll taxes.
How To Get Medicare
When it comes to getting this coverage, you don’t need to wait till you are officially 65. The initial enrollment window begins approximately three months before you turn 65. Other than this, the enrollment window ends approximately three months after you have turned 65. This means you have around seven months to find the right coverage plan in Medicare and sign up accordingly.
What If You Miss The Enrollment Window?
When it comes to Medicare, most of the enrollments don’t include a premium for Part A. However, in the case of Part B, the standard premium is $134 and could also be higher. Therefore, if you don’t end up singing during the enrollment window, you could have to face a 10% increase in Part B’s premium.
How To Sign Up For Medicare?
There are initially two ways to sign up for Medicare once you turn 65. The first is that you contact via phone or visit social security offices for Medicare plans. The second option which you have available, which is much easier and quicker, is online. As the means of using internet platforms to almost get anything has increased, so has the average sign up for Medicare online.
Do you need to get ahold of your local Social Security office? Click on the link below and you can search for the Social Security offices near you and get their local address, phone, and fax numbers.
You can also call 1-800-772-1213, or login or create your SSA.Gov account at https://secure.ssa.gov/RIL/SiView.action
You can also call Medicare at 1-800-Medicare, or login or create your MyMedicare.gov account by visiting:
Speak with Medicare Experts at Generations Insurance
The options one faces when looking into the enrollment periods and plans can be quite overwhelming. Therefore, it is always a good idea to seek professional advice. If you have any concerns or questions regarding Medicare, give us a call to learn more.