Heart disease is one of the most prevalent health concerns in the country. Although you can make lifestyle changes to decrease your risk of heart attack, such as increasing exercise and eating healthily, the expenses attached to a medical emergency can be less manageable.
What is Heart Attack Coverage?
In the event of a heart attack, your heart attack coverage will pay you a lump sum to help cover your medical expenses. The payment can be made out to the insured or a designated beneficiary. Usually, this coverage will only payout for one diagnosis of a heart attack per each insured person.
What Costs Can This Cover?
Heart attacks can happen at any moment, leaving you with unexpected costs. Your other health insurance may not cover ambulance charges, diagnostic tests, hospital charges, or possible surgery. Heart attack coverage can help with hospitalization, heart transplant, surgery, nursing care, or other covered benefits.
After a heart attack follows a lifetime of maintenance and blood pressure medications, which include prescriptions, testing, and cardiologist appointments. Addressing the initial financial bills will put you in a better position to handle the ongoing care.
What are the Risk Factors for a Heart Attack?
Age is a risk factor for heart attacks, with men over 45 and women over 55 more likely to have one than younger people. Smoking, high blood pressure, high cholesterol, obesity, diabetes, metabolic syndrome, and a family history of heart attacks also increase your risk. A lack of physical activity, stress, a history of preeclampsia during pregnancy, and autoimmune conditions can heighten the risk.
Contact Our Experts At Generations Insurance
Heart disease is a common pre-existing condition. Is heart attack coverage right for you? Contact the experts at Generations Insurance for guidance.